How To Play

How to Play JoshLotto

Follow these simple steps to join a draw and win:

  1. Select a game draw from the available options.
  2. Choose your bet type (e.g., 1 Direct, Nap 2, Perm 2, Against, etc.).
  3. Pick your numbers (1–90) manually or click “Auto Pick” to let the system choose.
  4. Enter your stake amount (₦5 minimum, ₦10,000 maximum).
  5. Click the Play button to place your bet.
  6. After the draw, winnings are automatically credited to your Winning Wallet.


Bet Types & Payouts

Bet Type Selection Payout
1 Direct (First Ball) 1 number; must match the first ball drawn 40× stake
2 Direct (Nap 2) 2 numbers; both must appear 240× stake
3 Direct 3 numbers; all must appear 2,100× stake
4 Direct 4 numbers; all must appear 4,000× stake
5 Direct (Jackpot) 5 numbers; all must appear 75,000× stake
Perm 2 Up to 40 numbers; any 2 hit 240× each winning pair
Perm 3 Up to 40 numbers; any 3 hit 2,100× each winning trio
Perm 4 Up to 10 numbers; any 4 hit 4,000× each winning quad
Perm 5 Up to 10 numbers; any 5 hit 75,000× each winning quintet
Against Main & Against sets; one from each must hit 240× each winning combination

Note: Always play responsibly and set a budget before placing bets.